Skip to main content

Insurance-Based Memberships



Renew Active® & One Pass™

The Northfield YMCA is now offering Renew Active and One Pass insurance-based memberships! Individuals that qualify for these 2 types of memberships will be 18 and over and have specific Medicare and Medicaid insurance programs. If you qualify, your Northfield Area Family YMCA membership will be at no cost to you. Based on your YMCA facility usage, your Insurance program will pay a negotiated reimbursement rate to the Y to cover the cost of your individual membership. 

To find out if you qualify, check in with your insurance company with the info on the back of your insurance card. If you have any questions, please email Suzanne Donkers, Membership Experience Director, at


Silver & Fit

Senior Take 2

The Silver & Fit program provides Medicare Advantage beneficiaries, including group retirees, with a broad, next-generation fitness program. The Northfield Area Family YMCA participates in this program, allowing all approved Silver & Fit members to have access to the Y and all its amenities free of charge. Your membership dues are paid for by a negotiated reimbursement to the Y from your Health Insurance company.

Finding out if you are eligible for this program is easy! You can check your eligibility at, or you can print out the Silver & Fit inquiry form, fill it out, and return it to the Member Services desk at the YMCA. 

Silver & Fit Inquiry Form